Chris Toffey Financial LLC ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, and other contact details you voluntarily provide through our contact form or direct communications.
- Financial Information: Information related to your financial situation that you share during consultations (kept strictly confidential).
- Usage Data: Information about how you access and use our website, including IP address, browser type, pages visited, and time spent on pages.
- Communication Records: Records of correspondence between you and Chris Toffey Financial LLC.
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our financial services
- Respond to your inquiries and fulfill your requests
- Send you relevant information about our services (with your consent)
- Comply with legal obligations and regulatory requirements
- Protect against fraudulent or unauthorized activity
3. Information Sharing
We do not sell, trade, or rent your personal information to third parties. We may share information only in the following circumstances:
- With your explicit consent
- To comply with legal obligations, court orders, or regulatory requirements
- To protect the rights, property, or safety of Chris Toffey Financial LLC, our clients, or others
- With trusted service providers who assist in operating our website or conducting our business, subject to confidentiality agreements
4. Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.
5. Cookies and Tracking
Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on our website.
6. SMS/Text Message Policy
If you opt in to receive text messages from Chris Toffey Financial LLC:
- You consent to receive informational and service-related text messages at the phone number you provided
- Message frequency may vary based on your interactions and service needs
- Message and data rates may apply depending on your mobile carrier plan
- You may opt out at any time by replying STOP to any text message
- For help, reply HELP or contact us at chris@christoffeyfinancial.com
- We will never share your phone number or opt-in data with third parties for marketing purposes
- Consent to receive text messages is not a condition of purchasing any services
7. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate or incomplete information
- Request deletion of your personal information (subject to legal retention requirements)
- Opt out of marketing communications at any time
- Withdraw consent where processing is based on consent
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policies of any third-party sites you visit.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have inadvertently collected information from a child under 18, we will promptly delete it.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
11. Contact Us
If you have questions about this Privacy Policy or your personal information, please contact us:
Chris Toffey Financial LLC
Email: chris@christoffeyfinancial.com
Website: christoffeyfinancial.com